One of the greatest achievements that has taken financial institutions to a higher level is accessing loans through mobile phones. In this post we are exploring 15 quick USSD loan codes to M-pesa. We examined thoroughly and found out that inventions have also gone further to help cater for mobile users who don’t own a smartphone. This, the Unstructured Supplementary Service Data (USSD) which is the product of the invention. They often refer to it as “Quick Codes”. It is the solution non-smartphone users seek for. quick USSD M-Pesa loan code saves time and data and has also countered many problems.
However, can we doubt the several tasks USSD codes have helped us perform? The best of them all is accessing quick loans without having to worry about downloading loan apps and internet connection.
What is M-Pesa
M-Pesa is a Vodafone group plc and Safaricom product launched in 2007, which centres on phone-based money transfer service. They also do payments and micro-financing services. It is the most used account by loans providers in Kenya in disbursement of funds.
What is M-Pesa loans
M-Pesa loans are the amount of funds given by loan providers to their customers and M-Pesa Safaricom subscribers. The loan is disbursed upon request and paid back with interest as agreed within a stipulated date.
What are Quick USSD M-Pesa loan code
It is the unstructured supplementary service data often referred as quick codes that is dialled on mobile phones to access quick funds. While you dial it, you won’t have to worry about your internet connection. They build it on command prompt. You dial and follow the prompt.
15 quick USSD loan Code to M-Pesa
| Loan App | USSD Code | Network |
| Bayes | *879*99# | Safaricom |
| HF Whizz | *618# | Safaricom |
| KCB M-Pesa | *844# | Safaricom |
| Okoa Mia | *682# | Safaricom |
| Okoa Thao | *660# | Safaricom |
| Pesa Pata | *269# | Safaricom |
| Pesa ChapChap | *339# | Safaricom |
| Zenka | *841# | Safaricom |
| Timiza | *848# | Safaricom |
| Sotiwa | *243*90# | Safaricom |
| Zazipay | *322# | Safaricom |
| Okolea | *842# | Safaricom |
| Fuliza | *234# | Safaricom |
| Mfanisi | *222# | Safaricom |
| NCBA Loop | *654# | Safaricom |
How to access loans using the quick USSD loan code to M-Pesa
To access USSD M-Pesa loan, simply dial the USSD code for the loan app and follow the prompt.
How to repay loans using the quick USSD loan codes to M-Pesa
To learn how to repay your loan using USSD code, contact the loan application customer service and verify whether you can repay using USSD code. Before that, you must have funded your M-Pesa account or any other related accounts.
Conclusion
Kindly note that you can access instant M-Pesa loan when you don’t have a smartphone or have access to the internet. When you need a simple emergency loan, worry less that you don’t have access to downloading a loan app when you don’t use a smartphone. Remember, USSD code is the quick code for you.