Most people will first reach for their mobile phones once an emergency occurs. This is not because they are in love with their mobile phones. But because they need to reach out to their loved ones, probably either to get or render help if need be. However, you can’t make calls without credit (airtime). Some mobile networks allow people to borrow credit from them. You can also borrow data from mobile networks like MTN, AirtelTigo, and Glo in Ghana. MTN offers credit that their customers who need it can borrow. The MTN package that borrows credit, how you can borrow and more are all-inclusive in this article.
How to Borrow Credit on MTN Using USSD Code
If you find yourself in a situation where you urgently need airtime but don’t have enough balance, borrowing credit from MTN via USSD code is a convenient solution. You can loan GHp50 or more from MTN depending on how much airtime you top up monthly. You must have less than GH¢4 to take an XtraTime loan in Ghana.
The following are the steps to borrow credit on MTN in Ghana:
- Dial *506# on your MTN mobile phone.
- Choose the desired credit amount by following the on-screen instructions.
- Verify your choice and use the credit to your advantage.
- A notification verifying the successful credit borrowing will be sent to you, together with any relevant service fees.
Requirements to Borrow Credit from MTN
To borrow credit from MTN using the USSD code, you need to meet the following requirements:
- You must be an MTN subscriber.
- Your SIM card must be registered and active.
- You must have a history of usage of the MTN number for at least 3 months and sufficient airtime recharge on your MTN number.
How can I borrow MTN data bundles in Ghana?
You can use your data bundles to browse the web, and download music and videos of your choice. Besides that, there are many things you can do with your data bundle on the internet.
The following are how you can borrow data bundles from MTN in Ghana:
- Dial *506#
- Choose 5. Then request a data advance
- Choose any option from the data bundle you prefer
- Confirm it by choosing 1.
How can I check my borrowed credit history?
While borrowing credits, always know that you have a credit history with MTN. The credit history will show your behavior regarding borrowing and repaying over time.
The following are how to check your borrowed credit history:
- Dial *506#
- Select the option ‘6’ (Menu)
- Choose option ‘4’ (History)
- Immediately, you will receive an SMS about your borrowed credit history.
Note: Have an active MTN SIM in use for 3 months or more to qualify for the credit. Besides that, they will charge you up to 10% of the credit you borrowed during repayment.
Conclusion
Airtime links people and their loved ones. Besides that, airtime can help you deliver a life-saving message to someone. Because of the lack of airtime subscribers experience some constraints. MTN offers credits to customers who qualify for them. And thereafter require them to pay back later. This is a cool initiative by MTN, isn’t it?
Other related articles:
MTN Xtratime in Ghana- How it works
MTN Qwik loan Review – What you should know