Capfin loan is a top-tier credit provider in South Africa. The most common solution to financial contingencies when individuals and businesses face them is to take out loans. Because getting an extremely exorbitant rate is unwise, prospective applicants must take the time to make credible financial decisions.
The information contained in this article encompasses everything you need to know about Capfin loans.
About Capfin Loan.
Capfin is a multi-award-winning financial institution that extends loans as high as R50 000 within a 24-month repayment period. Additionally, to provide access to affordable credit for their customers, they believe that uplifting the lives of their customers is essential to their business.
By partnering with leading financial service companies such as Fincheck, Capfin seeks to redefine perceptions surrounding unsecured credit. Customer education is also at the heart of all their loan advertising, processes, and customer communication.
What you need to apply for a Capfin Loan.
To apply for a Capfin loan, you need;
- A valid SA ID.
- Three latest pay slips or three latest bank statements.
- Employees must have a steady job and monthly income.
- A good cell phone number.
- A good SA bank account.
- Must be 18 years or older.
Your Capfin loan application must include these documents;
- A valid SA ID.
- Three latest pay slips.
- At Least 3 latest bank statements.
How to apply for a Capfin Loan.
Capfin Finance employs two loan application methods. These methods are online application and offline application.
Online application, on the other hand, doesn’t require a physical appearance. This application process can be executed from any location. Capfin Finance employs this method of application because of the advancement in technology. This application process involves Visiting capfin.co.za and clicking on Apply Now.
Alternatively, prospective applicants can SMS their SA ID number to 33005. The available customer representative will send feedback containing your eligibility and more information.
How to submit the required documents for the Capfin Loan.
Do you have all the documents above? Hers is a step-by-step guide to submit them to get your loan application approved:
- Upload your documents right on the Capfin website by selecting the upload tab on the website.
- You can also scan your papers at any PEP or Ackermans store nationwide.
- After applying, prospective applicants may email your documents to docs@capfinmail.co.za with your SA ID number in the subject line.
- Fax your documents to 0866880000 with your SA ID number noted in writing as a reference after using.
- With your permission, we can assist in retrieving your records at no extra cost if you bank with ABSA bank, Standard Bank or Nedbank.
Loan Repayments
For a settlement quote, you may call Capfin’s contact center at 087 354 0000 or use our USSD service at *134*6454#. Once your given expiry date has passed, you can make payment via the following methods:
- Direct Deposit.
- EFT.
- Pay at any available PEP Store.
Conclusion.
Time is money, and people hate wasting it. Capfin loans are almost instant, putting them ahead of other credit providers. Also, operating with a state-of-the-art security system, the privacy, and security of the data you provide will be safe.