What is more inconveniencing than purchasing goods and services at a discount price? I’ll tell you, purchasing products at a discount price on credit. Yes, with Game credit, interested customers can access a wide range of products up for purchase depending on their credit profile. This is a super awesome service product for Game customers. Through the course of this article, we will look at all the topic entails.
About Game Credit
Game is a promotionally driven discount retailer of predominant merchandise and non-perishable groceries for personal, home, leisure and business use.
Game is a subsidiary of the JSE listed, Massmart Holdings. Massmart is Africa’s third largest distributor of consumer goods, the leading retailer of general merchandise, liquor and home improvement equipment and supplies.
How does Game Credit work?
Game offers three major credit products in-lieu making life easier for their customers. These three major credit products include; Store account card, Long-term loan, cash loans. Here’s a quick look at all there is to know about these products.
Store Account Card
A store card offers revolving credit facilities for anything you need anytime. If you’re looking to make purchases of up to R50 000, Game’s Store Card is just all you need.Use your store card to purchase everything from everyday essentials to big household items and offer flexible ways to pay it back.
Store cards also work with online stores.
Application Criterias
- Prospective applicant must be 18 years old or older
- Must have a valid RSA ID Book or Driver’s Licence
- Applicant must earn at least R2000 or more per month
- Game credit requires applicants to provide proof of income documentation at the time of application
How to apply for a Game Store/Account Card
Benefits
- Get a revolving credit facility for your everyday purchases up to R50,000.
- Choose from a revolving 24 & 36 months repayment plan.
- Up to 3 additional cards for family and friends.
- 50% off extended warranty.
- You get Free delivery (to the value of R250) on all large items that are purchased in-store using the Game store Card.
- Free SMS notifications, electronic statements and self-service (website & mobile)
- For your protection, your Game store Card includes Customer Protection Insurance covering the following:
- Death and Permanent disability cover (covers your full outstanding balance)
- Temporary Disability (covers up to 12 months instalments)
- Loss of Income Cover (covers up to 12 months instalments)
Fixed Term Loans
Taking it up a notch with finance cards, you qualify to purchase for up to R125 000, with up to 60 months to pay. What this means is you borrow a onetime, agreed amount and pay it back in fixed monthly instalments. Pretty awesome, isn’t it?
Application Criterias
In order to qualify and apply for a Finance Card, prospective applicants must be;
- Must be 18 years old or older
- Prospective applicants must be employed and earn a minimum of R2 000 per month (proof of income may be requested).
- Must produce a green RSA ID Book
How to Apply for a Game Finance Card
Though the application process for a finance card is a little different, it is still easy to undergo. All you have to do is go to any Game Store nationwide and a credit consultant will assist you at the Credit Desk.
Also,
To see if you qualify, SMS ID *Initial *Surname *Monthly Salary to 47566
e.g. 7013321000567*SE*Maponya*13000
SMS costs R3
Benefits
The following are more reasons you should choose Game finance cards;
- Finance for once-off larger purchases up to R125 000
- Repayment options from 12 to 60 months with fixed monthly instalments
- Free electronic statements
- No deposits required
- Customer protection insurance
- Customer protection insurance for your peace of mind includes:
- Death Cover (covers your outstanding balance)
- Permanent Disability Cover (covers your outstanding balance)
- Temporary Disability Cover (covers up to 12 months instalments)
- Loss of income (covers up to 12 months instalments)
Cash Loans
Last but definitely not the least. In fact, this form of credit is one of the most preferable credit service by the customers. Cash loan as the name implies puts cash in your bank account within 24hours.
If you’re looking for extra cash for personal reasons, your studies or maybe your wedding, the Game Cash Loan is for you. You get a loan of up to R250 000 and get the cash in your bank account within 24 hours.
Application Criteria
Applying customers must be;
- Be 18 years or older
- Must have a valid SA ID or driver’s licence
- Be employed and earn R2000 or more per month
- Game credit requires applicants to provide proof of income documentation at the time of application
How to apply for Game Cash Loans
Alternatively
SMS your *ID number *initials *surname & *monthly salary to 47562 and we will call you back.
e.g. 7013320012345*RT*Maponya*7000
SMS costs R3
If you qualify, you will get a call to complete your application.
Conclusion
Game Credit is a universal form of credit. This is so as it can be used to cater for the need of other forms of loans. Now with Game Credit, beneficiaries get access to credit amount enabling them to purchase more to pay back the amount in installments.
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