The defining purchasing and financing tool lies in good credit. You can enjoy life and start a business that is endlessly rewarding with benefits and services through platinum credit. This allows you to get the best and enjoy the best platform to access different products. For borrowers looking for a better way to credit, excellent services and access to remarkable benefits, Platinum credit loan is here for you.
Provides you access to a world full of possibilities and achievements by giving you insight on how platinum Credit works and everything you need to know.
About Platinum Credit
Platinum Credit is a manufacturing company licensed in Kenya. They found the company in 2003 in order under the company’s Act. Their main vision was to provide emergency loans to civil servants and other selected employees in different companies. Right now they have diversified their products and can boast of up to seven (7) products they render. In addition, they deliver funds in just 24hours.
5 loan products by Platinum Credit
- Logbook loans
- Civil servants’ loans
- SME loans
- Landlord loans
- Direct import financing
This loan is a secured loan using the value of your car as the instrument. They can get it for any purpose and majorly for people looking to solve their financial emergencies. People from different locations in Kenya can apply for the loan.
From Ksh. 70,000 – ksh. 2,000,000
Ranging from 3months – 18months
Civil servant loans
Civil servant loans are a facility for all civil servants who meet the requirements needed. The workers in this category also include TSCK members and county government employees. They disburse loans within 24hours once it has approved them. You get your loan via M-Pesa or bank account.
3month – 96months
Ksh. 5000 – ksh. 1,000,000
Loans are available for individuals looking to expand their business. Majorly it focuses on people with existing businesses through business loans.
1month to 48months
Available from Ksh. 3,000 – ksh. 2,000,000
Landlord loans are secured by rental income. They only allow commercial and residential properties. So take it to mean that the loan is for only those that own a home or house.
3month to 18month
Ksh. 50,000 – ksh. 2,000,000
Direct import financing
A short-term loan facility meant for people who need a motor vehicle. This type of loan clears up to 70% of the car amount and the import duty.
It is just 1month
A maximum of Ksh. 2,000,000
Note: They also offer insurance premium financing.
Platinum Credit Loan Application Requirements
- Valid copy of Original I.D.
- One colour passport-size photo.
- Original current payslip.
- Post-dated cheque leaves
- Employment card or secured instrument for secured loans
- Copies of previous two months payslips.
- ATM card current mini-statement.
- Provide a copy of your three months’ M-Pesa statements.
4 General registration for platinum credit
- Platinum Credit system expects you to register by creating an account on the website
- Agree to take all responsibility and terms and conditions
- Supply all necessary details
- Wait for approval. Once approved, you can get your loan either through M-Pesa or bank account
How do I apply for a platinum credit loan?
To apply for a loan on this platform, follow the steps below:
- Visit their website
- Select the type of loan you want
- Create an account
- Supply all necessary details and information
- Upload also all documents
- Apply for the loan
- Wait for loan approval within 24hours
- Receive your loan.
How long does it take to process and pay a loan
It takes a maximum of 24hours to receive your loan, provided you have submitted all the details needed.
Get emergency assistance virtually anytime, anywhere and in any location in Kenya. With platinum credit financial sophistication and benefits, it gives you access to different products. You can access any of these products and unleash all potentials it comes with. The maximum hours it takes for you to get a loan is just 24hours. Unlock the experiences and the solution you seek through Platinum Credit and get the finance you need to solve a particular need.