Because of the present economic situation most African countries face, accessing quick loans for non salary earners has become inevitable. People have a prime need for simple and quick loans because of their current situation. Thankfully, certain Fintech companies have made it simple to get a rapid loan in Ghana. Here’s all you need to know about loans for those who don’t make a living.
Quick loans for non salary earners in Ghana
Here are five reputable platforms in Ghana where non-salaried people can get loans.
1. Branch Loans app
The Branch loan app works without collateral and is available 24 hours a day, 7 days a week. It is a reliable source of quick loans in Ghana. Aside from that, you can get a quick loan immediately into your account, which is convenient and stress-free.
How can I get a loan on Branch?
You can get a loan on Branch by following the steps below:
- First, download the Branch app from Google play store for Android or the App store for IOS.
- Signup on the Branch app.
- Click on the loan toolbar and input your phone number, bank details, and other personal details.
Thereafter, you will view loan offers and apply for them.
2. Carbon Loan app
The Carbon loan app (formerly known as Paylater loan app) has a lot of fascinating and simple features. You can unlock bigger loan amounts and lower interest rates when you repay on time, besides giving you quick loans in minutes.
How can I get a loan on Carbon?
To get a loan on Carbon, follow the steps below:
- Download the Carbon app from Google playstore for android or the App Store for iOS.
- Register on Carbon app and apply for a loan.
- Thereafter, you will receive a notification that lets you know how much you can access and if Carbon approves your loan.
- Once Carbon approves your loan, you will receive the funds in your account.
3. Aella credit loan app
They built the Aella credit lending platform to meet the needs of firm employees who need cash quickly and at low rates. It’s now one of Ghana’s most popular mobile money lending apps. You can now turn to Aella Credit for rapid loans to suit your immediate financial demands.
How can I get a loan on Aella Credit?
To get a loan on Aella, follow the steps below:
- Download the Aella app on Google playstore for android or the Appstore for IOS.
- Sign up on the app and input personal details.
- Apply for a loan. You will receive a notification that shows if they have approved your application.
- Last, they will credit your account 5 minutes after your application is successful.
4. FairMoney Loan app
Fairmoney is a loan app that offers quick loans for personal finance, medical emergencies, vehicle maintenance, and other purposes. Small business entrepreneurs can also use the Fairmoney loan app to gain quick cash. You can receive a rapid loan to expand your firm as a small business owner. You may seek a loan in 5 minutes and have it in your bank account using the FairMoney loan app.
How can I get a loan on Fair money loan app?
To get a loan on Fair money, follow the steps below:
- Download the Fairmoney app on Google play store.
- Sign up on the app and input your personal details.
- Thereafter, apply for a loan.
- If you are eligible, you will receive instant funds to your account once they approve your application.
5. KiaKia Loan app
KiaKia is a new Ghanaian mobile money lending app. This mobile money loan app provides a quick application process that allows you to find out your status in a matter of minutes. Furthermore, short-term loans are available in Ghana to meet unforeseen expenses. Aside from that, they don’t require collateral before they disburse the loan.
How can I get a loan on the KiaKia loan app?
To get a loan on Kiakia, follow the steps below:
- Download the KiaKia app on Google play store.
- Sign up on the app and input your personal details.
- Thereafter, apply for a loan.
- If you’re eligible, you’ll get money in your account right away if they grant your application.
Note: They do not determine the above quick loans (from mobile money loan apps) by your equity. But they determine it by your creditworthiness.
Conclusion
Accessing loans for non salary earners is now easy. Any of the platforms above can provide you with quick and easy loans. These systems are simple to use and integrate. After they authorize your loan, you may expect them to fund your account within minutes. Give any of them a shot right now.
Check out these related posts:
Money lending apps in Ghana you should know
How to get a quick loan in Ghana: meaning and what you should know
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